NJCLASS Loan – Higher Education Student Assistance Authority (HESAA)

1-800-792-8670

Special Eligibility Requirements:
Applicants must:

  • Be taking at least 6 credits
  • Demonstrate unmet financial need

How To Apply:

  • To be considered for an Alternative Loan, you must complete the Free Application for Federal Student Aid (FAFSA)
  • Must be admitted to Essex County College as a matriculated student.
  • Must apply directly though a lender and obtain a pre-approval.

SallieMae Smart Option Student Loan

1-866-972-5004 (Click here to view brochure)

Special Eligibility Requirements: Applicants must:

  • Be taking at least 6 credits
  • Demonstrate unmet financial need

How To Apply:

  • To be considered for an Alternative Loan, you must complete the Free Application for Federal Student Aid (FAFSA)
  • Must be admitted to Essex County College as a matriculated student.
  • Must apply directly though a lender and obtain a pre-approval.

Wells Fargo Collegiate® Loan

1-800-378-5526

Special Eligibility Requirements: Applicants must:

  • Be taking at least 6 credits
  • Demonstrate unmet financial need

How To Apply:

  • To be considered for an Alternative Loan, you must complete the Free Application for Federal Student Aid (FAFSA)
  • Must be admitted to Essex County College as a matriculated student.
  • Must apply directly though a lender and obtain a pre-approval.

Chase SelectSM Certified Private Education Loan

1-866-306-0868

Special Eligibility Requirements: Applicants must:

  • Be taking at least 6 credits
  • Demonstrate unmet financial need

How To Apply:

  • To be considered for an Alternative Loan, you must complete the Free Application for Federal Student Aid (FAFSA)
  • Must be admitted to Essex County College as a matriculated student.
  • Must apply directly though a lender and obtain a pre-approval.