Type and Sources: Alternative Loan Programs

NJCLASS Loan - Higher Education Student Assistance Authority (HESAA)
1-800-792-8670

Special Eligibility Requirements: Applicants must:

  • Be taking at least 6 credits
  • Demonstrate unmet financial need
How To Apply:
  • To be considered for an Alternative Loan, you must complete the Free Application for Federal Student Aid (FAFSA)
  • Must be admitted to Essex County College as a matriculated student.
  • Must apply directly though a lender and obtain a pre-approval.


SallieMae Signature Student Loan for Community Colleges
1-888-272-5543

Special Eligibility Requirements: Applicants must:
  • Be taking at least 6 credits
  • Demonstrate unmet financial need
How To Apply:
  • To be considered for an Alternative Loan, you must complete the Free Application for Federal Student Aid (FAFSA)
  • Must be admitted to Essex County College as a matriculated student.
  • Must apply directly though a lender and obtain a pre-approval.


Wells Fargo Collegiate® Loan
1-800-378-5526

Special Eligibility Requirements: Applicants must:
  • Be taking at least 6 credits
  • Demonstrate unmet financial need
How To Apply:
  • To be considered for an Alternative Loan, you must complete the Free Application for Federal Student Aid (FAFSA)
  • Must be admitted to Essex County College as a matriculated student.
  • Must apply directly though a lender and obtain a pre-approval.


Chase SelectSM Certified Private Education Loan
1-866-306-0868

Special Eligibility Requirements: Applicants must:
  • Be taking at least 6 credits
  • Demonstrate unmet financial need
How To Apply:
  • To be considered for an Alternative Loan, you must complete the Free Application for Federal Student Aid (FAFSA)
  • Must be admitted to Essex County College as a matriculated student.
  • Must apply directly though a lender and obtain a pre-approval.

 
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