Essex County College provides dental coverage through Delta Dental Insurance. Delta Dental is one of the larger providers of dental coverage in the nation. Employees may elect to enroll in a plan option that best fits their family needs.
- Advantage (Group No. 7251-8001): The Advantage Plan offers access to cost efficient dental care provided by a network of participating dentists on a fee-for-service basis at 80% after a $50 annual deductible per person. In Delta’s Advantage Plan, dentists agree that their fee for covered service(s) will not exceed the Delta schedule of fees and agree not to balance bill you for the difference.
- Preferred (Group No. 7251-6001):The Preferred Plan Option (PPO) pays your dentist at 100% for certain basic benefits after and annual $50 deductible per person. Enrollees must go to a participant dentist.
- Premier (Group No. 7251-0001): The Premier Plan offers access to dental care by a large network of participant dentists with reimbursement for non-network dentists. Covered services are eligible at 80% after a $50 annual deductible per person. You are responsible for payment of the difference between Delta Dental’s payment and the amount approved by them.
Information to help you understand and access your benefits, check a claim, print an ID card, find a dentist or other resources are available at: www.deltadentalnj.com.