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Completing a FAFSA

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Basic Requirements

Everything starts with the FAFSA®.

Student financial assistance for enrollment at Essex County primarily comes from the US Department of Education and the State of New Jersey via the New Jersey Higher Education Student Assistance Authority. Both require the filing of the Free Application for Federal Student Aid, known by its acronym, FAFSA®, as a basic first step.

How to file the FAFSA®

Federal Student Aid

Go to fafsa.gov to file the FAFSA®.

How to Fill Out the Free Application for Federal Student Aid (FAFSA®) Form: 

To file the FAFSA®, an applicant must have an FSA ID. For information on how to obtain a FSA ID, see these resources:

How to Create an Account and Username (FSA ID) for StudentAid.gov:

 

How to Create an FSA ID handout:

https://www.hesaa.org/Documents/FAFSA/How_To_Create_FSAID_Guide.pdf

Other resources from the Federal Student Aid:

 

Overview of the Financial Aid Process video

 

Overview of Student Aid Summary:

 

Federal Student Aid Summary:

Login: http://studentaid.gov/fsa-id/sign-in

This easy to use feature provides a detailed view into aid you’ve received in the past and displays:

  • Federal grants received
  • Student loan balance
  • Progress toward loan payoff
  • School enrollment history
  • Public Service Loan Forgiveness (PSLF) qualifying payment count

 

 Managing Your Account:

Get answers to questions about how to review your loan amounts, manage your payments, and update your personal information. You can also browse common account questions.

https://studentaid.gov/help-center/answers/topic/managing_your_account/articles

 

State of New Jersey Student Financial Assistance

If you are also applying for State of New Jersey student financial assistance, review the various student financial assistance programs administered by the NJ Higher Education Student Assistance Authority (HESAA):

https://www.hesaa.org/Pages/Default.aspx See the tabs at the top of the page for Students and the tab for Parents.

You should set up a NJ FAMS account. Doing so will allow you to do the following:

  • Answer the specific state questions required by HESAA.
  • Review the status of HESAA processing of NJ-based student financial assistance, including any documentation they may need from you.

Login or create your account here: https://njfams.hesaa.org

The New Jersey Alternative Financial Aid Application allows NJ Dreamers enrolled in eligible New Jersey colleges and universities to apply for state financial aid. Who should complete this application?

Complete this application if you are not a United States citizen or eligible noncitizen and meet all of the following criteria;

  • Attended a New Jersey high school for at least three (3) years
  • Graduated from a New Jersey high school or received the equivalent of a high school diploma in New Jersey
  • Are able to file an affidavit stating that you have filed an application to legalize your immigration status or will file an application as soon you are eligible to do so

You can apply for student financial assistance from the State of New Jersey by filing the NJ Alternative Financial Aid Application:  https://www.hesaa.org/Pages/NJAlternativeApplication.aspx

Cost Of Attendance

The Higher Education Act requires a student financial aid office to process student aid based on a “cost of attendance” budget. This is a budget that is constructed using general values for each required category, which includes: tuition and fees, room and board, transportation, and books and supplies, and an allowance for miscellaneous expenses. In short, “Cost of attendance is the total estimated price for one year of college before financial aid is applied: tuition and fees, housing, food, and other additional and personal expenses” (New America/uAspire, 2018, Decoding the Cost of College: https://www.newamerica.org/education-policy/policy-papers/decoding-cost-college/).

We construct cost of attendance budgets using actual data for tuition, and average data based on professional reports such as the College Board’s Living Expense Budgets.

FULL-TIME COST OF ATTENDANCE
ComponentsIn-County (Living w/ Parents)In-County (Living off Campus)Out of-County (Living w/ Parents)Out of-County (Living off Campus)
Tuition & Fees
Room & Board
Books & Supplies
Transportation
Miscellaneous

Deadlines

Federal Student Aid:
File the FAFSA® between 12/31/2023 through 06/30/2025

(NJ deadlines pertain to the filing of the FAFSA® and the NJ Alternative Financial Aid Application (if applicable), and a complete student record in NJ FAMS.)

 

State of NJ – Fall and Spring Terms

  • All renewal students: 06/01/2024
  • Non-renewal students: 09/15/2024
  • All EOF Students: 09/15/2024

 

State of NJ – Spring Term Only

  • Renewal Students: 02/15/2025
  • Non-renewal students: 02/15/2025
  • All EOF Students: 02/15/2025

 

Incomplete NJ Applications/ Corrections/Task Completion

  • Fall Term – All Students: 10/01/2024
  • Spring Term – All Students: 03/01/2025

 

Projected Year Changes for

  • Fall Term – 12/01/2024
  • Spring Term: 03/01/2025

Have Questions for Essex County College?

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ADDRESS

Essex County College

303 University Ave, Newark, NJ 07102

West Essex Campus 730 Bloomfield Avenue West Caldwell, NJ 07006

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AMERICANS WITH DISABILITIES Essex County College complies with Section 504 and the Americans with Disabilities Act. You are not required to advise the College of any physical or mental impairment. However, if you wish to contact Disability Support Services Coordinator, Ms. M. Mercado, you may visit Room 4122 or call (973) 877-3186.
Essex County College does not deny admission to any educational program or activity or deny employment on the basis of any legally protected status or discriminate on the basis of race, ethnic or national origin, citizenship, color, sex/gender, pregnancy or pregnancy-related conditions, age, creed, religion, actual or perceived disability (including persons associated with such a person), arrest and/or conviction record, military or veteran status, sexual orientation, gender expression and/or identity, an individual’s genetic information, domestic violence victim status, familial status or marital status, or any other category protected by law. Essex County College is an affirmative action/equal opportunity employer.