Basic Requirements

Everything starts with the FAFSA®.

Student financial assistance for enrollment at Essex County primarily comes from the US Department of Education and the State of New Jersey via the New Jersey Higher Education Student Assistance Authority. Both require the filing of the Free Application for Federal Student Aid, known by its acronym, FAFSA®, as a basic first step.

How to file the FAFSA®

Federal Student Aid

Go to fafsa.gov to file the FAFSA®.

How to Fill Out the Free Application for Federal Student Aid (FAFSA®) Form: 

To file the FAFSA®, an applicant must have an FSA ID. For information on how to obtain a FSA ID, see these resources:

How to Create an Account and Username (FSA ID) for StudentAid.gov:

 

How to Create an FSA ID handout:

https://www.hesaa.org/Documents/FAFSA/How_To_Create_FSAID_Guide.pdf

Other resources from the Federal Student Aid:

 

Overview of the Financial Aid Process video

 

Overview of Student Aid Summary:

 

Federal Student Aid Summary:

Login: http://studentaid.gov/fsa-id/sign-in

This easy to use feature provides a detailed view into aid you’ve received in the past and displays:

  • Federal grants received
  • Student loan balance
  • Progress toward loan payoff
  • School enrollment history
  • Public Service Loan Forgiveness (PSLF) qualifying payment count

 

 Managing Your Account:

Get answers to questions about how to review your loan amounts, manage your payments, and update your personal information. You can also browse common account questions.

https://studentaid.gov/help-center/answers/topic/managing_your_account/articles

 

State of New Jersey Student Financial Assistance

If you are also applying for State of New Jersey student financial assistance, review the various student financial assistance programs administered by the NJ Higher Education Student Assistance Authority (HESAA):

https://www.hesaa.org/Pages/Default.aspx See the tabs at the top of the page for Students and the tab for Parents.

You should set up a NJ FAMS account. Doing so will allow you to do the following:

  • Answer the specific state questions required by HESAA.
  • Review the status of HESAA processing of NJ-based student financial assistance, including any documentation they may need from you.

Login or create your account here: https://njfams.hesaa.org

The New Jersey Alternative Financial Aid Application allows NJ Dreamers enrolled in eligible New Jersey colleges and universities to apply for state financial aid. Who should complete this application?

Complete this application if you are not a United States citizen or eligible noncitizen and meet all of the following criteria;

  • Attended a New Jersey high school for at least three (3) years
  • Graduated from a New Jersey high school or received the equivalent of a high school diploma in New Jersey
  • Are able to file an affidavit stating that you have filed an application to legalize your immigration status or will file an application as soon you are eligible to do so

You can apply for student financial assistance from the State of New Jersey by filing the NJ Alternative Financial Aid Application:  https://www.hesaa.org/Pages/NJAlternativeApplication.aspx

Cost Of Attendance

The Higher Education Act requires a student financial aid office to process student aid based on a “cost of attendance” budget. This is a budget that is constructed using general values for each required category, which includes: tuition and fees, room and board, transportation, and books and supplies, and an allowance for miscellaneous expenses. In short, “Cost of attendance is the total estimated price for one year of college before financial aid is applied: tuition and fees, housing, food, and other additional and personal expenses” (New America/uAspire, 2018, Decoding the Cost of College: https://www.newamerica.org/education-policy/policy-papers/decoding-cost-college/).

We construct cost of attendance budgets using actual data for tuition, and average data based on professional reports such as the College Board’s Living Expense Budgets.

FULL-TIME COST OF ATTENDANCE
ComponentsIn-County (Living w/ Parents)In-County (Living off Campus)Out of-County (Living w/ Parents)Out of-County (Living off Campus)
Tuition & Fees
Room & Board
Books & Supplies
Transportation
Miscellaneous

Deadlines

Federal Deadlines

Federal Deadlines

  • The FAFSA® form must be submitted by 11:59 p.m. Central time (CT) on June 30, 2023.
  • Any corrections or updates must be submitted by 11:59 p.m. CT on Sept. 9, 2023.

New Jersey Financial Aid Deadlines for Academic Year 2022-2023

Students who have received a Tuition Aid Grant for AY 2021-22 and want to renew their aid for AY 2022-23 are to meet the following deadlines:

Fall 2022 and Spring 2023 Deadlines

  • 2022-23 FAFSA® Must be Submitted by April 15, 2022
  • You Must Complete Your State Record in NJFAMS* (State tasks, verification, corrections, reevaluations, adding a college, etc…) by October 1, 2022

Spring 2023 only (Applications received after April 15, 2022 but by February 15, 2023)

  • Submit FAFSA by February 15, 2023
  • You Must Complete Your State Record in NJFAMS* (State tasks, verification, corrections, reevaluations, adding a college, etc…) by March 1, 2023

All high school seniors, first-time college students and students that did not receive a Tuition Aid Grant in AY 2021-22 are to meet the following deadlines:

Fall 2022 and Spring 2023 Deadlines

  • Submit FAFSA by September 15, 2022
  • Complete State Record in NJFAMS* by October 1, 2022 or 30 days from initial notification
  • (State tasks, verification, corrections, reevaluations, adding a college, etc…) Oct 1, 2022

Spring 2023 only (Applications received after September 15, 2022 but by February 15, 2023)

  • Submit FAFSA by February 15, 2023
  • You Must Complete Your State Record in NJFAMS* (State tasks, verification, corrections, reevaluations, adding a college, etc…) by March 1, 2023

Essex County College Specific Dates and Deadlines

Federal Work-Study Deadline for 2022-23:

Federal Work-Study applications must be received by September 30, 2022

Book Voucher Dates:

Semester/TermBOOK VOUCHER
Summer II 2022July 11, 2022 – July 28, 2022
Fall 2022August 22, 2022 – October 18, 2022
Spring 2023December 20, 2022 – February 17, 2023
Summer I 2023May 1, 2023– May 25, 2023

 

Posting Dates for Federal (PELL, SEOG) and State Aid (TAG, CCOG):

Semester/TermFederal Aid dates for funds to be posted to students accountSTATE aid dates for funds to be posted to students account
Summer II 2022July 28, 2022 
Fall 2022October 28, 2022       October 18, 2022
Spring 2023February 27, 2023       February 18, 2023
Summer I 2023May 31, 2023